Identity protection • IRS tools • 2025
IP PIN: protect your IRS identity (and how to get yours)
IRS IP PIN and identity protection steps
If you’re worried about someone filing a tax return using your Social Security number, an IRS Identity Protection PIN (IP PIN) is one of the strongest “locks” you can add.
Quick next step
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What is an IP PIN?
An Identity Protection PIN (IP PIN) is a 6-digit number issued by the IRS. When you have an IP PIN, the IRS uses it to confirm your identity when processing your federal tax return. If someone tries to e-file using your SSN without your IP PIN, the return is much more likely to be rejected.
Who should get an IP PIN?
IP PINs are a smart move if you’ve experienced (or suspect) tax-related identity theft, but they’re also useful if you simply want an extra layer of protection.
- High-risk situations: prior identity theft, data breaches, stolen wallet, etc.
- Anyone who wants more protection: the IRS expanded the program so more taxpayers can opt in if they can verify their identity online.
How to get your IP PIN online (fastest)
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Go to the IRS “Get an IP PIN” tool.
You’ll sign in to your IRS account. New users create an account first.
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Verify your identity.
The IRS uses an identity verification process (often through ID.me) to keep your tax information secure.
- Retrieve your IP PIN and store it somewhere safe (password manager recommended).
If you can’t verify online
If online verification doesn’t work for you, the IRS has additional options such as using Form 15227 (if eligible) or scheduling an appointment for in-person identity verification.
Important reminders (avoid scams)
- Never share your IP PIN casually — treat it like a password.
- The IRS won’t call/text/email you asking for your IP PIN.
- If you lose it, use the IRS retrieval process to get it back (don’t guess).
Will the IRS make IP PINs mandatory for everyone?
Right now, IP PIN enrollment is generally voluntary. What we can say confidently is that the IRS has been expanding identity-protection tools and encouraging stronger verification for online access. (Our inference: these protections are likely to become more common, but there is no universal requirement today.)
Want us to handle the filing (and maximize credits)?
Use the estimator first so you can see a ballpark refund. Then submit it — a tax professional will review your situation and help you file accurately.
Sources
- IRS — Get an Identity Protection PIN (IP PIN)
- IRS — IP PIN FAQ
- IRS — Secure Access / identity verification for online tools
- Journal of Accountancy — IRS expands voluntary IP PIN program (2021)
This article is general information, not tax advice. Always follow the latest IRS guidance for your situation.